Building the Future of Financial Inclusion
We're not just a fintech company. We're a mission to democratize access to capital and create opportunity for millions across Africa.
Our Story
XchangeBox was born from a simple observation: millions of hardworking Nigerian farmers, merchants, women entrepreneurs all trapped in a liquidity crisis. Not because they lack assets, but because the financial system doesn't recognize their value.
We saw farmers waiting 60-90 days for payment while their families struggled. We saw women's savings groups operating on trust alone, without access to formal finance. We saw entire supply chains grinding to a halt because of working capital gaps.
So we built something different. Not another consumer lending app, but digital infrastructure that turns trade relationships, invoices, and trust circles into liquid, bankable assets.
Today, we're not just moving money - we're moving opportunity.
Our Core Values
The principles that guide every decision we make
Mission-Driven
We exist to unlock liquidity for underserved markets across Africa
Inclusive by Design
Financial tools built for everyone, not just the privileged few
Innovation First
Leveraging technology to solve real-world problems at scale
Trust & Transparency
Every transaction is traceable, secure, and compliant
Our Journey
From a bold idea to transforming financial inclusion across Nigeria
Foundation
XchangeBox was founded with a mission to transform financial inclusion
First Product Launch
Payrep goes live, withdrawals, deposit with a strong agent network
Agricultural Finance
Farm4Factory goes live, financing first batch of agricultural trades
Meet the Team
The people building the future of financial inclusion
Want to Join Our Mission?
We're always looking for talented people who share our vision